Terms of use
Last updated July 2026
These terms cover your use of the Rein website and the interactive prototype during early access. By using the site or joining the waitlist, you agree to them.
Early access, not a financial offer
Rein is a financial technology company, not a bank. Nothing on this site is an offer of credit, a deposit account, investment advice, or a solicitation. The prototype uses simulated data for demonstration only.
Eligibility & accounts
Joining the waitlist does not create an account or guarantee access. If and when you are invited to the beta, opening an account will require agreeing to the account terms of Rein and our partner bank, and completing any required identity verification.
Acceptable use
Don’t misuse the site: no attempts to disrupt it, reverse-engineer non-public systems, or use it to break the law. We may suspend access for conduct that puts the service or other people at risk.
Changes
Because the product is evolving, features and these terms may change. We’ll post updates here; material changes will be communicated to people on the early-access list.
Contact
Questions about these terms? Reach us at hello@reinwallet.com.
Put your money on guardrails.
Join early access — and try the prototype to feel the decline-and-recover loop for yourself.